Argentina’s exchange system has changed several times in recent years and still changes quickly. Check current rates before you travel and when you arrive.
Payment methods compared
| Method | Rate | Pros | Cons |
|---|---|---|---|
| Foreign credit card | Close to market (MEP) rate | Convenient, safe | Small shops may not accept cards; AMEX less common |
| US dollars cash, exchanged locally | Market (“blue”) rate, often slightly better | Cash discounts | Need to carry cash; only exchange at reputable places |
| Western Union transfer to yourself | Often close to the market rate | No need to carry large sums | Queues; pick-up limits |
| ATM withdrawals | Official rate plus high fees | Easy backup | Fees around US$9–13 per withdrawal; low limits |
Bringing US dollars
- Bring clean, unmarked, recent US$100 notes; smaller or damaged notes may get worse rates or be refused.
- Exchange at a bank, an official exchange house, or a reputable exchange recommended by your hotel. Don’t change money with street touts on Florida Street.
- Check the counterfeit-safety features of the pesos you receive.
Cash discounts and tipping
Many restaurants, hotels and shops offer a discount (often 10–15%) for paying in cash (“efectivo”). Tipping around 10% in restaurants is customary, usually in cash. Some restaurants also add a small cover charge (“cubierto”).
Before you travel
- Tell your bank you’ll use your card in Argentina.
- Choose a card without foreign transaction fees.
- Carry a backup card in a separate place.
Plan your trip with our Buenos Aires travel guide.
For events, opening hours and official visitor information, see Buenos Aires official tourism site.
More Buenos Aires guides
- Buenos Aires travel guide
- 20 best things to do in Buenos Aires
- Buenos Aires itinerary: 3, 4 or 5 days
- Where to stay in Buenos Aires
- Best time to visit Buenos Aires
- Ezeiza Airport to Buenos Aires
- Tango shows and milongas
- Colonia del Sacramento day trip
FAQ: money in Argentina
Should I bring US dollars to Argentina?
Some, yes: crisp US$100 notes are useful for cash discounts and small purchases. Pay larger bills by card.
Can I use my credit card in Argentina?
Yes. Visa and Mastercard are widely accepted, and tourists get a rate close to the market rate.
What is the blue dollar?
The informal market rate for US dollars. In 2026 it’s close to the official and MEP rates, so the gap is much smaller than in the past.
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